You can do your banking anywhere.

Welcome To Better, Easier Banking.

Say goodbye to long lines and confusing paperwork. We've redesigned banking around you, making your finances simple, quick, and completely secure.

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Trusted by 300M+ users globally.
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Rated 4.9/5 from over
12k reviews
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Trusted to millions of customers worldwide
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About Us

The Journey of Our Company

We believe that Banking should be simple, intuitive, and centered entirely on your needs. Our purpose is to take the complexity out of To deliver instant, secure transactions so you can focus on what matters most.

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Active Payrito Customers

Core Features of Payrito

Digital Wallets

Our digital wallets offer tap-and-go payments, real-time transaction tracking, and the convenience of zero fees for everyday use.

Credit Cards

Enjoy flexible payment options, fraud protection, and smart alerts that keep you informed of your spending, all backed

Checking Accounts

Get a secure checking account with no minimum balance requirements, instant transfers to any linked account, and smart budgeting tools

Investments

Access curated portfolios with auto mated investing, low management fees, & personalized risk assessments to help you reach

Our Benefit

Serving You. Investing in a Better Bank

We dedicate resources from our growth to enhance technology, improve security, and offer you more benefits.

Instant payments

Send and receive funds in real-time, anytime, with immediate confirmation.

Money conversion

Exchange any currency instantly within the app at competitive, live rates.

Real-time safety alerts

Get immediate notifications about suspicious activity or unauthorized transactions the moment they occur.

All-in-one mobile platform

Manage all your accounts, investments, and payments easily from one app.

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Card features

Future Success Begins With Smart Decisions

Take control of your financial journey today. We provide the essential tools, insights, and secure products you need to make the informed choices that pave the way for long-term prosperity.

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Build and Improve Credit

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Rewards and Cash Back

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Enhanced Purchase Protection

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Travel Perks and Insurance

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Integration

Deep Integration Fuels Advanced Features

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Unified Account View

See all your accounts—checking, savings, loans

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Budgeting App Sync

Automatically and securely connect your transaction data

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Pay Bills from Any Account

Set up and execute payments using funds from any linked account

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Integrated Business Tools

For business users, seamlessly link your bank data with accounting

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Testimonial

What Our Happy Customers Say about us

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Moving my accounts was effortless, and the security features give me total peace of mind. I recommend this bank to everyone looking for reliable service.

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Kevin H.
@FinanceDad
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This bank truly focuses on the customer experience. The support team is fast, friendly, and actually resolves issues the first time I contact them."

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— Nicole Z.
@HappyNicoleZ
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The interest rates are fantastic, and the app's budgeting tools are genuinely useful. I've saved more in six months than I did all last year.

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Maria T.
@SavvyShopperMT
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"I used to dread exchanging currency, but now it's instant and the rates are always fair. It’s the perfect solution for my frequent international travel.

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Greg P.
@GlobalGreg
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Moving my accounts was effortless, and the security features give me total peace of mind. I recommend this bank to everyone looking for reliable service.

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Kevin H.
@FinanceDad
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This bank truly focuses on the customer experience. The support team is fast, friendly, and actually resolves issues the first time I contact them."

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— Nicole Z.
@HappyNicoleZ
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The interest rates are fantastic, and the app's budgeting tools are genuinely useful. I've saved more in six months than I did all last year.

Icon
Maria T.
@SavvyShopperMT
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"I used to dread exchanging currency, but now it's instant and the rates are always fair. It’s the perfect solution for my frequent international travel.

Icon
Greg P.
@GlobalGreg
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Moving my accounts was effortless, and the security features give me total peace of mind. I recommend this bank to everyone looking for reliable service.

Icon
Kevin H.
@FinanceDad
Icon

This bank truly focuses on the customer experience. The support team is fast, friendly, and actually resolves issues the first time I contact them."

Icon
— Nicole Z.
@HappyNicoleZ
Icon

The interest rates are fantastic, and the app's budgeting tools are genuinely useful. I've saved more in six months than I did all last year.

Icon
Maria T.
@SavvyShopperMT
Icon

"I used to dread exchanging currency, but now it's instant and the rates are always fair. It’s the perfect solution for my frequent international travel.

Icon
Greg P.
@GlobalGreg
Icon

Moving my accounts was effortless, and the security features give me total peace of mind. I recommend this bank to everyone looking for reliable service.

Icon
Kevin H.
@FinanceDad
Icon

This bank truly focuses on the customer experience. The support team is fast, friendly, and actually resolves issues the first time I contact them."

Icon
— Nicole Z.
@HappyNicoleZ
Icon

The interest rates are fantastic, and the app's budgeting tools are genuinely useful. I've saved more in six months than I did all last year.

Icon
Maria T.
@SavvyShopperMT
Icon

"I used to dread exchanging currency, but now it's instant and the rates are always fair. It’s the perfect solution for my frequent international travel.

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Greg P.
@GlobalGreg

Ready to Switch? Just
Join Us Now.

Complete our simple online application and instantly gain access to all our powerful features and zero-fee accounts.

Price & plan

Choose Affordable Price

Monthly
Yearly
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Essential tools for small teams or single users.

$29

Month (Billed Annually)
What’s included:
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Core Functionality Tools
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Single User Seat License
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Fraud & Security Protection
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Monthly Basic Financial Reports
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24-Hour Priority Support
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5 GB Document Storage
Choose This Price
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Full power for growing teams needing collaboration.

$79

Month (Billed Annually)
What’s included:
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Unlimited Instant Transfers
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Multi-User Access (Up to 10 Seats)
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Advanced AI-Driven Fraud Protection
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Integrated Budgeting
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24-Hour Priority Support
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Limited API Access
Choose This Price
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Maximum scalability, security

$220

Month (Billed Annually)
What’s included:
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Dedicated Account Manager
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Unlimited User Seats
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Custom Security Protocols
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Real-Time Analytics Dashboard
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24-Hour Priority Support
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Premium Rewards Rate
Choose This Price
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Essential tools for small teams or single users.

$129

Yearly (Billed Annually)
What’s included:
Icon
Core Functionality Tools
Icon
Single User Seat License
Icon
Fraud & Security Protection
Icon
Monthly Basic Financial Reports
Icon
24-Hour Priority Support
Icon
5 GB Document Storage
Choose This Price
Icon

Full power for growing teams needing collaboration.

$179

Yearly (Billed Annually)
What’s included:
Icon
Unlimited Instant Transfers
Icon
Multi-User Access (Up to 10 Seats)
Icon
Advanced AI-Driven Fraud Protection
Icon
Integrated Budgeting
Icon
24-Hour Priority Support
Icon
Limited API Access
Choose This Price
Icon

Maximum scalability, security

$420

Yearly (Billed Annually)
What’s included:
Icon
Dedicated Account Manager
Icon
Unlimited User Seats
Icon
Custom Security Protocols
Icon
Real-Time Analytics Dashboard
Icon
24-Hour Priority Support
Icon
Premium Rewards Rate
Choose This Price
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FAQ's

Frequently Asked Questions

Find quick answers to the most common questions about our accounts, features, security, and setup.